Terms of Service

1. Acceptance of Terms

Welcome to Calculator Kenya (calculatorkenya.com). By accessing or using our website and calculator tools, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Calculator Kenya provides free online calculators for:

• Tax calculations (PAYE, VAT, Stamp Duty, Import Duty, Rental Tax)
• Salary calculations (Gross/Net salary, NSSF, SHIF)
• Financial calculations (Loans, Mortgages, SACCO Dividends)
• Utility calculations (M-Pesa charges, KPLC tokens, Bank transfers)
• Insurance premium estimates

3. Free Service

All calculator tools on calculatorkenya.com are provided completely free of charge. There are no hidden fees, premium subscriptions, or paid features. We do not sell your data or require registration to use our services.

4. Disclaimer and Limitations

4.1 Accuracy of Calculations

• We strive to keep all calculators updated with the latest KRA rates and Kenyan tax laws
• Calculations are provided "as is" without warranties of any kind
• We are not responsible for any errors or omissions in calculations
• Always verify results with official sources (KRA, NSSF, etc.)

4.2 Not Professional Advice

Our calculators do NOT replace:

• Professional tax advisors or accountants
• Financial planners or consultants
• Legal counsel
• Official government calculations (KRA, NSSF, etc.)

5. User Responsibilities

You agree to:

• Use the calculators for lawful purposes only
• Verify all calculation results with official sources
• Not rely solely on our calculators for financial decisions
• Seek professional advice for complex tax or financial matters
• Not attempt to hack, disrupt, or misuse our services
• Respect intellectual property rights

6. Intellectual Property

All content, features, and functionality on calculatorkenya.com are owned by Calculator Kenya and protected by international copyright, trademark, and other intellectual property laws. You may use our calculators for personal use but may not reproduce, distribute, or commercially exploit our content without permission.

7. Limitation of Liability

To the maximum extent permitted by law:

• Calculator Kenya shall not be liable for any indirect, incidental, special, or consequential damages
• We are not responsible for any financial losses resulting from use of our calculators
• We do not guarantee uninterrupted or error-free service
• Our total liability shall not exceed KES 1,000

8. Third-Party Links

Our website may contain links to third-party websites (such as KRA, NSSF, banks). We are not responsible for the content, privacy policies, or practices of any third-party sites. We recommend reviewing their terms and privacy policies.

9. Calculator Updates

We regularly update our calculators to reflect current Kenyan tax rates and regulations. However, we cannot guarantee immediate updates following regulatory changes. Users are responsible for verifying current rates with official sources.

10. Termination

We reserve the right to terminate or suspend access to our services immediately, without prior notice, for any reason, including breach of these Terms of Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes shall be subject to the exclusive jurisdiction of the Kenyan courts.

12. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the service after changes constitutes acceptance of the new Terms.

13. Contact Us

If you have questions about these Terms of Service, please contact us: